Terms of service

Welcome to Joseph Kelly's terms of service! By using our services, you agree to the following terms and conditions:

1. Users must be at least 18 years old to access our services.

2. All content provided is for educational purposes and not a substitute for professional advice.

3. Users may not redistribute or reproduce any content without prior written permission.

4. We reserve the right to modify or terminate services at any time without notice.

5. Users are responsible for maintaining the confidentiality of their account information.

6. Any form of abusive behavior or harassment will result in immediate termination of services.

7. Refunds for any paid services are subject to our discretion and are evaluated on a case-by-case basis.

8. By using our services, you agree to comply with all applicable laws and regulations.

By using our services, you agree to these terms and conditions. If you have any questions or concerns, please do not hesitate to contact us.